REFINANCING YOUR HOME LOAN
Source: AFG As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe...
Source: AFG As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe...
Lenders Mortgage Insurance (LMI) protects the lender in the event that you default on your loan. It is paid as a once-off insurance premium or fee when your loan...
Whenever you apply for credit—whether it’s a home loan or a mobile phone contract—your application is given a credit score. The score represents your risk of non-payment to the...
What is considered “Genuine Savings” and why do most banks require it even if you have a good income? In response to the increase in first home buyers applying...
Buying a home at auction can cut your purchase price dramatically. But many beginners fail to realize how these auctions work. To maximize your chance of success, you need...
Investment properties can provide a road to early retirement. Here’s a fairly typical scenario: A married couple begins investing in rental properties in their late 30’s. Each home they...
Applying for a home loan typically entails four phases: Initial Conversation This is the first contact you’ll have with your mortgage consultant. We’ll discuss your situation, your needs, objectives...
No-Deposit Investment Loans Yes, but it isn’t as easy as it used to be. A family pledge loan is usually the best way. • You don’t need a deposit....
Upfront Property Valuation Report A valuation report is an assessment of the property to determine its value. The report helps you negotiate the right price and helps the bank...
Buying your first home can be exciting, but it can also be stressful and overwhelming. These five tips will help build your knowledge and confidence. 1. Do The Groundwork...
Are you dreaming of buying your first property or looking to upgrade/downgrade into a new one? Here are 5 questions that can help you plan out how to buy...
Not many lawyers, engineers or accountants know this but Australian lenders have a bit of a love affair with you guys. That make you feel strange, what we’re saying...