09
Dec
Property Market Predictions 2019 – 2021
Where will our property markets be in 3 years? That’s a question people are asking now that our real estate markets have moved to the next stage of the...
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05JanRead MoreREFINANCING YOUR HOME LOAN
Source: AFG As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe...
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02JanRead More
WHAT IS LENDERS MORTGAGE INSURANCE (LMI)?
Lenders Mortgage Insurance (LMI) protects the lender in the event that you default on your loan. It is paid as a once-off insurance premium or fee when your loan...
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02JanRead More
WHAT IS CREDIT SCORING?
Whenever you apply for credit—whether it’s a home loan or a mobile phone contract—your application is given a credit score. The score represents your risk of non-payment to the...
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02JanRead More
WHAT ARE GENUINE SAVINGS?
What is considered “Genuine Savings” and why do most banks require it even if you have a good income? In response to the increase in first home buyers applying...
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02JanRead More
THE LOAN APPLICATION PROCESS
Applying for a home loan typically entails four phases: Initial Conversation This is the first contact you’ll have with your mortgage consultant. We’ll discuss your situation, your needs, objectives...
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02JanRead More
5 BASIC TIPS FOR FIRST HOME BUYERS
Buying your first home can be exciting, but it can also be stressful and overwhelming. These five tips will help build your knowledge and confidence. 1. Do The Groundwork...
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09DecRead More
BUYING A PROPERTY? 4 QUESTIONS YOU MUST ANSWER
Are you dreaming of buying your first property or looking to upgrade/downgrade into a new one? Here are 5 questions that can help you plan out how to buy...
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09DecRead More
WHY DO BANKS GIVE LAWYERS, ENGINEERS & ACCOUNTANTS SPECIAL TREATMENT?
Not many lawyers, engineers or accountants know this but Australian lenders have a bit of a love affair with you guys. That make you feel strange, what we’re saying...